Fort Myers ยท Naples ยท Cape Coral ยท Bonita Springs

Sell Your House Fast For Cash. On Your Terms.Fort Myers, Naples & all of Southwest Florida

Since 2017, Cobia Holdings has bought homes, condos and land directly from Southwest Florida owners. Facing foreclosure, inherited a property, dealing with storm damage, or simply ready for a quick, clean close โ€” we make it simple.

  • No realtor commissions
  • We pay the closing costs
  • Sell as-is โ€” no repairs
  • You pick the closing date

Cobia Holdings buys as a principal and does not represent you. Principals of Cobia Holdings are licensed with Knowledge Base Real Estate, Inc., a licensed Florida real estate brokerage.

Disclosure: Cobia Holdings buys real estate as a principal, for its own account. We are the buyer and do not represent the seller or buyer in any form or fashion; no agency or brokerage relationship is created with you. One or more principals of Cobia Holdings are licensed Florida real estate sales associates/brokers with Knowledge Base Real Estate, Inc., a licensed Florida real estate brokerage (239.299.7921), and are acting solely as principals, not as licensees, in any purchase. You are encouraged to consult your own real estate professional and/or attorney before selling.

Since 2017Buying Florida properties
500+Homes purchased
30+ YrsLiving in Southwest Florida
< 24 HrsTo get your cash quote
Why sell your Naples or Fort Myers property with us

We Buy Houses for Cash, Asโ€‘Is

A traditional sale means agent commissions, closing costs, repairs, showings and months of uncertainty. We buy directly, so none of that lands on you โ€” and more cash stays in your pocket.

No Realtor Commissions

We're buying directly from you, so no listing or buyer agent fees come out of your proceeds.

No Closing Costs or Fees

We cover the typical seller closing costs. No hidden fees, no service charges โ€” the number we agree on is the number you plan around.

You Choose the Date

Close in as little as a couple of weeks, or take the time you need. Need to stay a bit after closing? We can work with that too.

Sell Completely As-Is

No repairs, no new appliances, no cleaning. Leave behind what you don't want โ€” we'll handle it.

No Showings

No open houses, no strangers walking through, no keeping the place spotless for weeks on end.

Simple & Handled for You

Unlike a conventional sale where you juggle every decision, we handle the paperwork and the details from start to finish.

The process is easy

The 4-Step Easy Sale

From first call to cash in hand, here's exactly what selling your Southwest Florida house to Cobia Holdings looks like.

1

The Consult

Call us or fill out the form. We'll have a quick, no-pressure chat about the property and what you want to accomplish.

2

The Preview

A short walkthrough of the property exactly as it is. No cleaning, no repairs, no staging needed.

3

The Proposal

You get a fair, all-cash offer โ€” usually within 24 hours โ€” with no strings attached. Take your time; there's no obligation.

4

The Payout

You pick the closing date. We handle the paperwork and cover the closing costs. You walk away with cash.

The cost of selling breakdown

Fast Cash vs. a Lengthy Listing

Buyers in Southwest Florida usually want move-in ready homes. Listing the traditional way often means paying for repairs and updates up front, then giving up commissions and closing costs at the end.

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Longer days on market

In spring 2026 the median Lee County listing sat about 98 days on market and nearly half had a price cut (Altos Research) โ€” before a 30โ€“45 day closing period even starts.

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Picky buyers & failed deals

Financing falls through, and one inspection item can send a buyer back to the table โ€” or out the door.

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Repairs, showings & costs

On average, Southwest Florida sellers spend about 2% of the sale price on repairs and updates. On a $350,000 home that's $7,000 out of pocket โ€” before commissions and closing costs.

Add it all up and the typical seller nets only around 90% of the sale price. On a $300,000 home, that's $30,000โ€“$50,000 gone, depending on the repairs required.

Our OfferTraditional Sale
Days on market090โ€“120 days
Closing dateYou choose90 +/- days
Stay after closingYou chooseNo
Commissions$05โ€“6%
Closing costs$01โ€“2%
Service charge$0$295
Repair costs$02โ€“3%
Seller concessions$01โ€“2%

Traditional sale comparison is based on current local data for Southwest Florida and is an estimate only.

Any situation

Special Situations Where You May Need to Sell for Cash

Simple sale or complicated one, we offer a private, straightforward way to move forward.

Facing foreclosureHurricane or storm damageTired landlordRelocatingDownsizingNeeds major repairsVacant lots & land
Don't just take our word for it

Happy Cash Customers Throughout Naples & Southwest Florida

Selling your home for cash is a big decision. We're proud of our track record of sellers who chose a hassle-free, transparent experience with us.

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โ€œQuick easy sale! Needed to sell and sell fast and process was just as described. We closed 2 weeks from my first contact.โ€

Will Kinney
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โ€œWorked with them on several transactions and they are very honest and trustworthy. Great to deal with.โ€

Jay L.
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โ€œGreat people to work with! Recommended!โ€

B. Hoef
Where we buy

Additional Florida Locations Where We Buy Properties for Cash

Naples, Fort Myers, Cape Coral and everywhere in between. Wherever your home is located and whatever condition it's in, contact us for a quick cash offer.

Lee County Cities We Serve

From Cape Coral's canals to the beaches of Sanibel and Fort Myers Beach, we buy homes across Lee County โ€” including properties still recovering from Hurricanes Ian, Helene and Milton.

Collier County Cities We Serve

Need to sell your house in Collier County quickly and for cash? From Naples to Immokalee, we offer a hassle-free, fast option for homeowners.

Questions? We have answers

Frequently Asked

What makes Cobia Holdings different?
We're local to Southwest Florida, we know this market, and we pay cash โ€” so there are no lender delays, appraisals or financing contingencies. We aim for every deal to be a win-win and will work around your timeline and your situation, not ours.
How do you determine the price?
We look at the property's location, size and condition, recent comparable sales nearby, and the cost of any repairs or updates it needs. Then we walk you through how we got to the number, so there are no surprises.
Am I obligated to accept your offer?
No. Our offers are free and come with no obligation. Take your time, compare your options, and decide what's right for you.
How fast can you close?
Often in as little as a couple of weeks. If you need more time, you choose the closing date โ€” and in many cases you can stay in the home for a while after closing.
Do I need to make repairs or clean the house?
No. We buy houses 100% as-is. No repairs, no new appliances, no cleaning โ€” leave behind anything you don't want.
Are there any commissions or fees?
No. There are no realtor commissions, we cover the typical seller closing costs, and there are no hidden fees or service charges.
What types of property do you buy?
Single-family homes, condos, townhomes, multifamily, vacant lots and land throughout Lee and Collier Counties โ€” in any condition, including storm-damaged properties.
Where can I learn more about you?
Visit our About page or call us at 239.365.2857 to talk with our local team.
Is Cobia Holdings a real estate agent?
No. Cobia Holdings is the buyer. We purchase property as a principal for our own account and do not represent the seller or buyer in any form. Principals of Cobia Holdings are licensed with Knowledge Base Real Estate, Inc., a licensed Florida brokerage, and we disclose that up front and in writing.
How much less will a cash buyer pay than a traditional sale?
A cash offer is usually below full retail value because the buyer takes on repairs, holding costs and resale risk. But once you subtract 5โ€“6% commissions, 1โ€“2% closing costs, repairs, concessions and several months of mortgage, taxes, insurance and utilities, many sellers net closer to a listing than they expect. We show you both numbers side by side so you can decide.
Is Cobia Holdings legit?
Yes. Cobia Holdings has been buying Southwest Florida homes since 2017 and has purchased more than 500 properties. Every purchase closes through a licensed Florida title company, our offers are in writing, and there is never a fee or obligation to get one.
Do I need a realtor or attorney to sell my house to you?
No, but you are always welcome to have one review the contract. Because we buy directly, there is no listing commission, and a Florida title company handles the closing, title search and funds.
Can I sell a hurricane- or flood-damaged house in Fort Myers or Naples?
Yes. We buy homes damaged by Hurricanes Ian, Helene and Milton and other storms, including houses with open insurance claims, water or mold damage, and properties affected by the FEMA 50% substantial-damage rule. You do not need to make repairs first.
Can you buy an inherited house that is in probate in Florida?
Yes. We work with the personal representative of the estate and the estate attorney. We can sign a contract during probate and close once the representative has authority to sell, and we can buy the house as-is with belongings left inside.
Can I sell my house if I am behind on payments or facing foreclosure?
Yes, as long as the sale can close before the foreclosure sale date. The sale pays off your lender through the title company, which can stop the foreclosure and protect your credit from a completed foreclosure.
Can I sell a rental property with tenants still living in it?
Yes. We buy occupied rentals, including properties with problem tenants, expired leases or tenants who are behind on rent. You do not need to evict or wait for a lease to end.
Do you buy vacant land and lots?
Yes. We buy vacant lots and acreage across Lee and Collier Counties, including Lehigh Acres, Cape Coral and Golden Gate Estates lots, for cash and with no listing fees.
Take the next step

Ready to See Your Cash Offer?

Get a fair, all-cash offer on your Southwest Florida property โ€” no commissions, no closing costs, no pressure.

Disclosure: Cobia Holdings buys real estate as a principal, for its own account. We are the buyer and do not represent the seller or buyer in any form or fashion; no agency or brokerage relationship is created with you. One or more principals of Cobia Holdings are licensed Florida real estate sales associates/brokers with Knowledge Base Real Estate, Inc., a licensed Florida real estate brokerage (239.299.7921), and are acting solely as principals, not as licensees, in any purchase. You are encouraged to consult your own real estate professional and/or attorney before selling.

Disclosure: Cobia Holdings buys real estate as a principal, for its own account. We are the buyer and do not represent the seller or buyer in any form or fashion; no agency or brokerage relationship is created with you. One or more principals of Cobia Holdings are licensed Florida real estate sales associates/brokers with Knowledge Base Real Estate, Inc., a licensed Florida real estate brokerage (239.299.7921), and are acting solely as principals, not as licensees, in any purchase. You are encouraged to consult your own real estate professional and/or attorney before selling.
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